Insurance Solutions in Central Missouri

History - Home Insurance in Fulton, MO

Our History

Farmers' Mutual Insurance Company of Callaway County was established on October 22, 1895 under the name of Farmers' Mutual Fire and Lightning Insurance Company. At that time, only policies on farm properties were available. In 1930 the company took up residence in the Old Southern Bank Building property at 413 Court Street in Fulton which it purchased in 1957 and occupied for nearly 80 years.
The mission of the company has always been to provide central Missouri citizens with competitive insurance products offered through a local company with local agents. Farmers' Mutual is owned by it's policy holders and run by a board of directors elected by the policyholders.

In 1960 the company purchased a new fire truck and delivered it to the City of Fulton for use by the Fulton firemen to answer rural fire alarms in Callaway County. The purchase price of the truck was about $8,000.00. This was the first rural fire fighting equipment in the County. The directors at the time of this purchase were Elgin Forsee, Riley A. Davis, W.E. Austin, Homer Owen, Ted Krebs, C.W. McClintic, J.C. Douglas, Floyd David and Harold K. Craighead.

Since that time, Farmers' Mutual has continued to serve the State of Missouri especially Callaway County to the best of their ability adding many additional insurance options and products. Of the many changes which have come about, the most recent is the building of a new office located at 201 St. Louis Avenue in Fulton. The new office was opened on Monday, September 14th 2009 and provides more space and ample parking for the policyholders.
Board Of Directors - Insurance in Fulton, MO

Board Of Directors

The current board of directors and agents are (L to R): David Guerrant, Dale Brinker, Kathy Mealy, Roy Rohrbach, Gary Linnenbringer, Larry Smith/Vice President, and Gary Crawford/President.

Our Partners

Grinell Mutual - Insurance in Fulton, MO
Cameron Insurance Companies - Insurance in Fulton, MO
Missouri Association - Insurance in Fulton, MO

Grinnell Mutual

As with any company Farmers' Mutual Insurance of Callaway County has partners that we rely on to better serve our customers. We are reinsured by Grinnell Mutual of Iowa. Farmers' Mutual just like you is required to have insurance to help keep us stable if we as a company have major losses of property in a year.

Cameron Insurance Companies

Cameron Mutual is a Missouri Mutual that your agent may use to write auto, or business property and liability insurance.

Missouri Association of Mutual Insurance Companies

MAMIC (Missouri Association of Mutual Insurance Companies). This association works in Missouri to help member mutuals with agent, staff, and director education. They are also a lobby group in Jefferson City to express our interest with our congress men and women.


P.O. Box 864 Sikeston, MO 63801
Phone: 573-471-1534
Fax: 573-471-8618